The best POS systems are open-source systems that handle input, output, managerial material, staffing, organization, leadership and customer databases. Essentially, the POS system for a successful business takes input, analyzes it, categorizes it, and puts it out into an external environment.

A quality POS system will have (at a minimum) the following functionalities:

- Mailing List Creation
- Customer History Management
- Multiple Templates for Sales Reports
- Transaction Processing
- Sales Tracking
- Inventory Management
- Barcode Scanning
- Layaway Tracking
- Purchase Order Creation
- Credit Card Processing

Most high-end POS systems have many more functions, and can be customized to meet the needs of a specific business.

The most necessary thing to remember when you are shopping for a POS System or a POS upgrade is that your business might very well grow in the coming years. Spending $20,000 on a POS system which you will outgrow in five years is not cost-effective. Finding a POS system that can grow with your business is next to essential.

Unfortunately for the newly initiated business owner, there are thousands of options from which to choose. POS systems range from utterly simply to mind-bogglingly complex, and if you don’t know what you are getting yourself into, you might end up with a system you don’t understand, and cannot train your employees on.

Next, you must spy at your business from a purely functioning standpoint. Depending on the type of business you run, your POS system should be custom tailored. Excess functions for which you have no use can complicate your hardware and confuse your employees, not to mention your customers. Streamlining your POS system so that it meets your needs is imperative.

Here are a three of the POS systems that I have tried:

QuickBooks POS
www.quickbooks.intuit.com  
- The QuickBooks Intuit 4.0 basic shows quite an improvement from previous versions and offers a convenient e-mail compatibility for purchase orders and transaction records. This is only for mountainous businesses, as tech support is rather expensive and the hardware necessary is extravagant.

Retail PRO
www.retailpro.com  
- Retail PRO is one of the easiest POS systems you can find. With one-touch screens, keyboard and mouse operation, tax-rate incorporation, and automatic generation of invoices, receipts, quotes, inventory, mailing lists and packing slips, this is a huge buy. Version 8.51 is easier to expend than previous versions, but bugs have been reported and tech support is not always sufficient to fix problems quickly, according to new users.

Microsoft
www.microsoft.com/businesssolutions  
- Built using Microsoft technology, this is one of the post popular POS systems on the market. However, customers who seem much happier with the system are one-terminal retail stores where integration is not an issue. It is very simple and easy-to-understand, but is not concept for large businesses or corporations.

Here are a few other popular POS systems that you might want to perceive into:

ECR Software
www.ecrsoft.com  

Retail Control Systems
www.rcs-pos.com  

Winward Software
www.sportsstorepros.com  

Xpert Mart
www.xpertmart.com  

ARS
www.arss.com  

Related Posts

• 5 Tasks a Virtual Assistant Can Do for a Professional Speaker – Quickbooks Credit Card Processing (0)
• Automate Your Online Business Through the Usage of Payment Processors – Online Merchant Services (0)
• 4 Creative Ways to Raise Money for Your Sports Team – Online Merchant Services (0)

A local free advertising set in Colorado Springs is the Gazette Business Directory at www.co.gazette.com. You can list your business info, hours, location with a draw and any short description of your services. This is a great tool for advertising at no cost. It is always posted and requires little to no adjustments to the info. With a variety of pricing, you can upgrade a runt or a lot, but if you want to maintain it free, it is worth the time to get the listing in. It appears to get lots of traffic. There is no contrivance to decide how much exactly. It works best used along with other listings.

One of my favorite spots for free advertising in Colorado Springs is Merchant Circle, www.merchantcircle.com.
When I started advertising for the company I work for, my boss sort of shrugged off Merchant Circle. I had read the info on utilizing everything they offered for free. We had a tight budget and it had to work. I started the process of listing us and as time allowed, I worked on getting everything done. They offer such an extensive “FREE” program. It is unbelievable what you secure with it. The following is only a partial listing of things you can do on Merchant Circle. You can post a Sale, Execute an ongoing Promotion, make your beget coupons, plot up a newsletter, add your customer list, Manufacture a Blog and you can post badges from Merchant Circle on your
website . These badges give you added credability and ratings. If you take the time to work on this status, it can become your best source of advertising. You can have customers post reviews of your business and move up on their ratings.The whole website is designed to optimize your advertising. In just a few short months our company has received over 1000 hits from this site.We probably get more customers locally from this site than any other free advertising that we do.

Another very efficient free space in Colorado Springs and across the country is Yelp, www.sing.com. Yelp is very user friendly and allows many of the same perks as Merchant Circle. You can create promotions and coupons. There are networking capabilities and this can also link to your website. You get statistics of visitors and reviews from customers.Recount provides great opportunities for exposure in Colorado Springs and the surrounding area.

In today’s advertising world, it is very important to be up to date on anything that will put your name out there. The Internet is the future. It is definitely here to stay. To be competitive, you have to get on every single region that you can. The above is a partial listing of available places to advertise for free. To get more info and places to advertise, do a Google search for “free advertising on the Internet”.

Places like Craigslist and Speak are not just local sites. They localize for your area. Colorado Springs has numerous possibilities that are local. You really have to spend quality time getting them set up and keeping coupons and other info updated. That is the only part that isn’t free and should be realized in the beginning. Taking the time to get listed on everything you can, will provide you much exposure and an increased customer contemptible. If your business is as noble as you advertise, you will get good results, from the time you are investing in it.

Another plus to getting listed on as many sites as possible is the “Back link” results. For every single place you are listed and connected to, you increase your ratings on the Internet. Google, Bing, Yahoo and the rest look at where you are listed, how many times you are listed and the traffic going to you. You get more free exposure by using the free exposure you have taken the time to set up and maintain.

Advertising is a different ball game in this new age of technology. Learning the ropes of advertising in this new era and utilizing every possibility, keeps your business on the map. After they get in the door, your job is too keep them. Colorado Springs is a progressive city. They are on the mark with technology. Advertising for free is easy to do here, if you are willing to work for it.

Related Posts

• 5 Effective Ways to Earn Money Online – Merchant Services Reviews (0)
• Make Money Selling Old College Textbooks Online – Merchant Services (0)
• How to Shop for Your First HDTV – Merchant Service Provider Reviews (0)

A Registration. From the automatic cancellation of the registration of Universal Research LLC in the Dwelling of Virginia on 31 December 2007, to its clandestine and surreptitious resurrection under the name of Universal Research Inc.; the web is incessantly spun and woven into an intricate tapestry of lies through its propaganda machinery.

The Registrar for Companies for England and Wales current the incorporation of Universal Research Inc. Ltd. on 17 December 2007 as a private petite company under Company No. 6455332. The company papers were filed electronically by an agent, @UKPLC Client Director Ltd. (similar to EASTBIZ.COM Inc. electronic filing) located at 5 Jupiter House Calleva Park Aldermaston Reading Berkshire UK RG7 8NN as appearing on the registration papers submitted before the Companies House. (The hard copy is in my possession. Notice more evidence posted at the blog).

Initially, Universal Research Inc. Ltd. had its registered address at 19 Cardinal Avenue Borehamwood Herts, UK WD6 1EN and its company secretary, Phyllis Miller (of the same address). The Memorandum of Association of Universal Research Inc. Ltd. states that it is “to carry on the business of a general commercial company” (#3a, page 3 of the Certificate of Incorporation) with Yuriy Mizyuk, a Ukrainian national as Director 1 (no other directors/sole director) with residential address at Limassol Star Block F2 No. 11 1 Megalou Alexandrou Pyrgos Lemesou Cyprus 4534 (page 2 of the Certificate of Incorporation). There is only one subscriber, Mr. Yuriy Mizyuk, having subscribed 100 shares (page 5 of the Certificate of Incorporation). “The share capital of the Company is £100 divided into 100 Ordinary £1 Shares of £1 each” (#3, page 6 of the Certificate of Incorporation). Thus, if he subscribed to 100 shares at £1 per share then his subscription is equivalent to $144.29 (foreign exchange rate as of 21 March 2009).

According to the Web Check Service of the Companies House, the company details are as follows, to wit: “Status: Active; Date of Incorporation: 17/12/2007; Country of Origin: United Kingdom; Company Type: Private Limited Company; Nature of Business (SIC(03)): None Supplied; Accounting Reference Date: 31/12; Last Accounts Made Up To: (NO ACCOUNTS FILED); Next Accounts Due: 17/10/2009; Last Return Made Up To:___; Next Return Due: 14/01/2009 OVERDUE; Previous Names: No previous name information has been recorded over the last 20 years.; Branch details: There are no branches associated with this company; Overseas Company Info: There are no overseas details associated with this company” (UK Companies House).The aforecited data was amended/updated about a week ago, as follows: Last Accounts Made up to 17/12/2008 with a note that said document/information is not yet available for inspection (as of 13 April 2009) with a List of Members submitted 17/12/08. Moreover, additional information was provided for the nature of business “9305 – Other service activities”¹

When the Annual Return was made available, I inspected the electronic copy thereof and discovered that this was only filed on 10 April 2009. No new information was stated therein. It reiterated the 100 shares held by Yuriy Mizyuk (Ukrainian) for GBP100 as director. A Current Appointments Report was created on 17 April 2009 and which shows the appointment of Jacqueline Houguez-Simmons as Secretary including her birthdate, her nationality and the number of appointments she currently has. Mizyuk is mentioned as a director and indicating thereon his birthdate. I have hard copies of these reports in my possession.

The Filing History of the company based on the Companies House website shows the following, to wit: that after its submission of Memorandum of Association, Declaration of Compliance, Statement of Directors & Registered Office and its incorporation on 17 December 2007, Phyllis Miller resigned as secretary on 19 March 2008; on 20 March 2008 a change of office from 19 Cardinal Avenue Borehamwood to Ivy House 35 High Street Bushey Herts WD23 1BD UK; on 10 November 2008 the appointment of Secretary Jacqueline Houguez-Simmons and finally on 27 February 2009 the change of office to 71 On the Hill Watford Herts WD19 5DS, UK.

B. Registered Address. Companies Act 2006 (UK) requires that “a company must have a registered address at all times where communications may be received (Section 86, Allotment 6, ch 46 Companies Act 2006). It is in this registered office that the company must keep its register, index and other documents making it available for inspection” (Sub section 3a of Section 86, Allotment 6, ch 46 Companies Act 2006). Any change in registered address must be reported to the Registrar and the “company may only act on the change not more than 14 days from the date of such notice” (Sub fraction 3b of Section 86, Part 6, ch 46 Companies Act 2006).What then is a registered office address? It is an effective address where official communications are to be sent by officials from the Companies House and the Inland Revenue.“The registered office address can not be a PO Box, it must be an address where legal papers can be served. The company’s name should also be displayed outside of the premises.” Thus, clearly a virtual office may be allowed if the same is not the registered office address and provided that there is an approved registered Proper office.

Now let us find out if the websites which are allegedly ‘under’ Universal Research Inc. Limited are compliant with these suitable requirements. For instance BestEssays.co.uk where the domain registrant is Yuriy Mizyuk of 11654 Plaza America Dr Reston VA 20190 US having registered it on 5 February 2008 (verified from whois.com domain dossier) or more than a month from the time Virginia Place of Corporation Commission canceled the registration of Universal Research LLC. Mizyuk finds it useful to keep on using the LLC is registering domains notwithstanding the fact tha the LLC registration had long been cancelled. The website claims that the “company was founded in 1998″ as shown on its ‘About us’ page but registration of the domain was only in 2008. THIS is something that is usual with the Mizyuk web. For instance, Uniwork, Inc./writers dot ph claims that they have been a reputable research company for TEN years when in fact, the company registration papers show that the Philippine Securities and Exchange Commission approved its incorporation only in August 2007. There may be language barrier but for math? I contemplate, ten is always 10 or one is always 1 in any language! The only entity name appearing on the website is–’BestEssays.Co.UK’ which is NOT registered at all before the UK Registrar or the Companies House (or in Virginia, U.S.).

The website shows on its ‘Contacts Page’ a postal address at Unit 2, 15-17 Caledonian Road, P.O. Box 168 London N1 9DX, UK. This address is actually IPB Interpostbox in London. Numerous inquiries were made in January 2009 about P.O.Box 168 from Kings Cross Interpostbox and consistent replies were received to the execute that Box 168 is still unoccupied and there is no listing for Yuriy Mizyuk Universal Research Inc. Ltd, Universal Research LLC or BestEssays.co.uk (See FIGURE 1).

Be that as it may, BestEssays.co.uk is NOT a registered company and it is NOT operating and conducting its business at the given address. The post box is not even leased to them—it is unoccupied (as of end January 2009) but the website has been up on the World Wide Web for quite sometime already. What a lie Yuriy!

Simply stated, BestEssays.co.uk is not authorized to do business in UK. It is an unregistered entity which definitely is not paying taxes and since it claims having been founded in 1998, I am calling on Inland Revenue. The unregistered entity must be made to pay taxes cumulatively with fines and penalties since 1998, after all this is what they have been claiming.

Another website is Killer-content.com. Based on its ‘Contacts’ page, it is under Universal Research Inc. Ltd with the UK address as registered with the Companies House 19 Cardinal Avenue Borehamwood Hertfordshire, UK WD6 1EN) and a US address 4114 Hamlin Avenue, Chantilly Va20151 USA. FIGURE 2 shows a web hide shot of the ‘contacts’ page of Killer-content.com taken in November 2008 indicating that it is under Universal Research Inc. Ltd. (UK). Verification from the internet archives or scheme back machine an image of the website on 19 December 2007 (before the fateful cancellation of registration) or FIGURE 3. As you can clearly see, the corporate address is specified as “Universal Research LLC 11654 Plaza America Dr Reston Va 20191.” Bingo! Mizyuk and his cohorts amended the website killer-content.com under Universal Research LLC after cancellation of registration by the State of Virginia. This is proof that there was no conversion, no liquidation and no winding up of the LLC—there was merely a modification of the ‘contacts’ page of the website. Sometimes a spider can be caught by the very have web he had spun.

Universal Research LLC is also Universal Research Inc Ltd., a company whose incorporation was sought by Yuriy Mizyuk and with him as the sole director for a little over $140.

There are several documented proofs. Allow me to sail in fair one more: An EMarketing listing was launched sometime on 26 January 2008 based on its creation as stated in its domain dossier. It advertised and listed killer-content as under “Universal Research LLC, Headquarters: 19 Cardinal Avenue WD6 1EN Borehamwood Hertfordshire, Outside the US, UK; Phone: 44 207-183-0318; killer-content.com.”This was definitely advertised (after emarketing firms.com was created on 26 January 2008 per domain dossier) after the cancelation of the registration of Universal Research LLC (31 December 2007) and after the time when Universal Research Inc. Ltd. had its incorporation approved by the Companies House on 17 December 2007, YET why is it that it caused the advertisement to reflect killer-content.com as under Universal Research LLC but with the UK address, when in fact Universal Research LLC was never registered or incorporated in UK. Universal Research LLC had a Plaza America address registered in Virginia, U.S. and at the time of such advertisement, the registration of the LLC had already been canceled. Why not consume Universal Research Inc. Ltd with the registered UK address as approved by the Companies House? This is proof to my previous discussion in my third article that Yuriy Mizyuk and his cohorts continued using Universal Research LLC on all of its websites after sometime notwithstanding its (LLC’s) cancellation by the State of Virginia. It further proves that websites like killer-content.com continued to conduct its operations on a ‘business as usual’ despite the fact that it should have been one of those assets liquidated during winding up. This is also proof of how interchangeable names of companies, websites, IP addresses, telephone numbers, registered office addresses are made because Mizyuk and his cohorts are not physically present–are not actually conducting their business operations in the registered offices in US or in the UK. They are merely operating on the World Wide Web (online) and the registrations of companies and specified addresses would go only as far as the ‘face-value’ of the websites’ Contacts Page. Why was killer-content.com (and the other websites) not liquidated as asset/s during the supposed winding up after the cancelation of registration of Universal Research LLC? Answer: There was no winding up and liquidation made. Killer-content and all the other websites were/are NEVER mentioned in the previous LLC documents and in the present corporations documents (Universal Research Inc in the US; Universal Research Inc. Ltd in UK and Uniwork, Inc. in the Philippines). When the respective corporations were incorporated in the different countries; there was no mention that they are overseas branches. The ONLY link of the websites with the corporations is the respective Contacts Pages. These Contacts Pages can easily be MODIFIED as was done previously after the LLC’s cancelation in December 2007 without leaving behind any immediate visible evidence of the modification. Internet archives or way back machine can be blocked by placing a robots.txt file. This does not mean that there can be no digital forensic evidence that can be retrieved and secured to prove the modifications.¹

Clearly, the corporate registrations were mere expedients and only sought for ‘optical illusion’ or for ’show’ in order to attract the American ‘market’ (in the case of US registration) in patronizing the services and anent registration before the Companies House, to attract the UK ‘market. Registration gives it a semblance of legality and regulation. Most importantly, it was purposely set up in this manner for ease, convenience and facility to protect the websites from the reach of creditors or persons to whom Mizyuk and his cohorts may be liable whilst giving all of them the semblance of being operated and managed under registered company/companies in the US and the UK to attract the market. The entire set-up makes it convenient in the case of simulated transfer to abscond from the creditors and especially in cases of avoidance and evasion from criminal liabilities. Mizyuk establishes ‘links’ between corporations to the numerous websites for commercial purposes to attract market but can conveniently destroy said ‘links’ to erase and delete the tracks leading to him in case of liability. You see, it is easier to assign and conduct operations of a legitimate business than set it all up in the manner Mizyuk did it. It makes one wonder why someone go through great lengths to spin an intricate web if from the inception, he only intends to honestly profit from his business.

It was quite a clever plan because if one checks one of the websites, for instance SuperiorPapers.com contacts page—the address for the company, Universal Research Inc. specifies a different address–(mailbox) address of12020 Sunrise Valley Drive Suite 100 Reston, Virginia 20191. It did not specify the registered address (4114 Hamlin Avenue, Chantilly Va) as appearing on the database of the State of Virginia Corporation Commission. Who would find out? Well, I did! Now, the question is: Is (Va-US) Universal Research Inc the same as (UK) Universal Research Inc. Ltd.? YES, it is. PROOF: There are several proofs in fact. Besides being race and operated by Yuriy Mizyuk and his cohorts, verification of the domain dossiers of websites would reveal commonalities all leading to Yuriy Mizyuk; the UK phone number specified on the websites, i.e. SuperiorPapers, BestEssays,com, Bestessays.co.uk, RushEssay, BestTermPapers, ResumesPlanet, etc. under Universal Research Inc. ² ++44 207-183-0318 is the very SAME phone number for Universal Research Inc. Ltd.’s Killer-content.com. So why are almost all of the websites under (Va-US) Universal Research Inc. bearing the same UK phone number of (UK) Universal Research Inc. Ltd.? Moreover, one of the websites—WiseTranslations’ US phone number is the very same phone number for US of Killer-content.com–703-621-7264. Based on the Contacts page of WiseTranslations, its corporate address is located at 1800 N. Kent Street #B1 Arlington, Virginia 22209 (which is an Engineering Office of Plaza East Building) while Killer-content’s US office is at 4114 Hamlin Avenue, Chantilly Va20151—different zip codes therefore different localities. Why the same phone number? Moreover, the website of Wise Translations indicated a corporate address without indicating which corporation it belongs to. Wise Translations itself is not a registered or incorporated LLC or corporation per the database of the Virginia Space of Corporation Commission.

In this day and age, technology has advanced and thus, telephones need not be fixed terminally at one place. I agree but instead of Global Crossing Telemanagement Inc. which they used before, now they are using Asterisk or similar voice-over-IP (VoIP) software. They broken-down Global Crossing Telemanagement, Inc. before when the Support staff were based in Ukraine but since the latter part of 2007 and onwards, the Back staff and customer relations representatives are located in Makati, Philippines since then they already used VoIP software. An advertisement for hiring for the position of Systems Administrator by Uniwork, Inc. for 20 March 2009 requires inter alia, ” Knowledge in Asterisk or any similar VOIP software, preferably open-source.” Asterisk is a phone system in software. The UK phones specified on all the websites are also on VoIP but not manned in the Philippines (only the US phones are answered in the Philippines). The UK phone numbers are manned in Ukraine. Those who called the websites (U.S. phone numbers) before mid 2007 may have experienced and heard a thick accent from the one answering the calls. Before incorporating in the Philippines, the Ukrainian Befriend staffs adopted American names when answering the phone calls and replying to emails. The names they used are Helen Mann, Margie Lee, Anna Grahm, Jason, Gash Myers, Daniel Fireade, Bethany Halfacre, Helen Hudson, Maggie, etc. Of course, they have their true and actual Ukraininan names which I have enumerated in a list.

Universal Research LLC, Universal Research Inc. and Universal Research Inc. Ltd are but ONE and the SAME monkey. The websites under the companies will be used interchangeably together with fictitious addresses, phone numbers and domain IPs.

Of course, Universal Research Incorporated is registered in the name of the agent/director Oleg Vorobev but all the websites/domains are registered under Yuriy Mizyuk/Universal Research LLC and are being operated by the latter. In fact, the production facility in the Philippines under Uniwork, Inc. was incorporated with a 99.99% Ukrainian capitalization from Yuriy Mizyuk. As I have mentioned in my third article, Yuriy Yur’yevich Mizyuk avoided placing his name on any U.S. public/official and government document since 2004. Why? Well, let me take you one orb of the web at a time.

The registered address of Universal Research Inc. Ltd was changed twice already since its incorporation before the Companies House. Initially it was at 19 Cardinal Avenue Borehamwood Herts or Hertfordshire WD6 1EN UK. Phyllis Miller was appointed as secretary of the company. Ms. Miller sells animal hide/leather and jackets made out of them as advertised at ebay dot co dot uk. (Explore web screenshot at the blog) FIGURE 4 shows a ‘google’ listing with her name and address listed. Miller is connected with Millano Ltd. She resigned as secretary for Universal Research Inc. Ltd. after three months from incorporation.

What astonished me is that the address seems to have an alarming history and incidence for credit card fraud. See FIGURE 5 Google Search listing posted at the blog. It also had been previously the subject of complaints at yahoo. This information may be relevant in the subsequent discussions.

I requested for assistance of the UK authorities to locate the contact number of Universal Research Inc. Ltd or Yuriy Mizyuk thereat but after a day or two, they were empty handed because there seems to be no such business at that place. The company changed address twice from Borehamwood to Ivy House 35 High Street Bushey Herts WD23 1BD UK then just recently this February to 71 On the Hill Watford Herts WD19 5DS, UK. The address at 19 Cardinal Avenue Borehamwood Hertfordshire UK WD6 1EN is a single detached house as can be seen from the Planning Applications made by Mr. and Mrs. Miller (Page 5 of the link). Phyllis Miller is representative of Millano Ltd. Based on registration by Companies House the registered office of Millano Ltd. is 7 Granard Business Centre Bunns Lane Mill Hill, London NW7 2DQ. Therefore there is an actual registered office. There are about three companies with this address at Borehamwood, and quite surprising, is the fact that the secretaries are either Phyllis Miller or Paul Miller, who after a few months would resign as secretaries and the respective companies would then transfer to Ivy House 35 High Street Bushey Herts. The address at Ivy House 35 High Street Bushey Herts WD23 1BD UK may be a virtual office where a few companies specify as their office but these companies³ have their respective (true) registered offices approved by Companies House.⁴

And for the last address, 71 On the Hill Watford Herts WD19 5DS, UK-there are actually two companies with the same registered office address, i.e. QX Entertainment Ltd. (registered 28 February 2008); Credit First Financial Solutions Ltd. (registered 6 November 2008).

Calling on UK authorities. “The face of fraud changes as technology advances” (UK Home Office website). The Association of Chief Police Officers have caused a report to be made in 2007 relative to an estimated cost of fraud and it revealed that at least £13.9bn a year is lost just on fraud alone. “Plastic card fraud alone cost £535m in 2007, an increase of more than £100m over 2006″ ” (UK Home Office website).

As for Jacqueline Houguez-Simmons, she was a director of Sunflower Personal Loans Ltd which is presently undergoing liquidation. In UK, there are individuals who make themselves available for appointment as secretaries or in some instances; there are individuals who are appointed as such WITHOUT themselves KNOWING that they were appointed. I have in my possession the Appointment of Simmons but there are no personal details of birth date, etc. and the same is not signed.

Your acts Yuriy Yur’yevich Mizyuk have been so predictable!

Finally, the address at 19 Cardinal Avenue Borehamwood Herts (or Hertfordshire), UK WD6 1EN in 2007 had been changed since 20 March 2008, why would Mizyuk and his cohorts continue using it when Mizyuk caused the watch of change of address twice to be filed in the Companies House? Why such loyal and blind preference to acquire on to said address –when after all, it does have quite a famous and gloomy history?

Well Yuriy, some things just go together!

Companies Act 2006 heavily punishes falsification (Section 1138, Part 37 Companies Act 2006). Fraud on the other hand is a serious matter that is dealt with by the UK police.

C. Trading Disclosures. Yuriy Mizyuk’s websites are in alleged violation of the provisions of The Companies (Registrar, Languages and Trading Disclosures) Regulations 2006 and The Companies (Trading Disclosures) Regulation 2008. In conformity with the provisions of these regulations, the company must display its company name at the registered office or any other residence where it conducts its business including its websites. It shall also specify the situation of registration of the service provider, details of the register including the registration number, It shall also specify the company that clients are dealing with. All such information should be indicated in the email footer.

The website of BestEssays.co.uk allegedly failed to comply with these requirements while killer-content dotcom failed to truthfully specify its geographical location. The website 2-Pay-Secure.com albeit specifies the same UK address; it failed to indicate the company to which it belongs. All of these websites fail to reflect the Company registration.

And what about all the other websites, i.e. SuperiorPapers, RushEssay, BestTermPaper, BestEssays, and so on with the litany of alleged fraudulent websites, they all specify a UK address BUT the company indicated thereon is Universal Research Inc.—a company NOT registered under UK Companies Act 2006. With UK office phone number in every website—this only means that Mizyuk and his cohorts are doing business in UK without the requisite registration or is it misrepresentation. Fraud is heavily punished in UK with a maximum of 10 years incarceration both for the main deception and the crime of conspiracy to defraud.

Cyprus is a fair country. Why was Cyprus dragged into this. The residential address supplied by Yuriy Mizyuk, Limassol Star Block F2 No. 11 1 Megalou Alexandrou Pyrgos Lemesou Cyprus 4534 is alleged to be fictitious. I am a exiguous rusty in my Greek but the owner of the apartment at Limassol Star Block F2 Apt 4 told me that there is no Yuriy Mizyuk renting in any of her units—there never was! The Limassol Star Block 2 is in the Limassol District and not in 1 Megalou Alexandrou. In fact Megalou Alexandrou have codes ranging from 3041, 4006, and 4180. See link (entries #2719-2721). Pyrgos Lemessou as a municipality (spy link) has a code of 4529 or entry 608 and not 4534 as was stated in the incorporation papers (See link—Municipalities_communities) The code 4534 is for Pyrgos Touristiki Periochi District Lemesos (Province/State) (See link—Municipalities_communities, entry #610). So why pick Cyprus as an alleged fictitious residential address for himself? Well, if you recall I mentioned in my second article of one of the websites operated by Mizyuk and his cohorts before—the defunct TopMerchants.net . This website provided“credit card processing, software equipment and merchant accounts.”Sometime in 2006, it branched out to offshore investment in Cyprus. (See FIGURES 6 and 7 posted at the blog).

TopMerchants is now up on the World Wide Web since late March or early April this year. Originally it was registered under 2-Pay-Secure LLC, as registrant from 27 June 2005 to 15 December 2009 (domain dossier). It was out of the world wide web for awhile and now has resurrected after being reassigned to Uniwork, Inc. on 25 March 2009 with net range of: 66.165.113.224 – 66.165.113.255. This will be discussed at length in the next article. It should be added that a number of full email headers forwarded to me by writers of EssayWriters dot net when traced in an email tracer led to IP addresses falling within the net range cited above. The other email headers showed error when placed on an email tracer software. This will be discussed at length in the next article.

Let me reiterate, with the manner by which this entire business (sic) is being run, I can only logically conclude like the rest of you, that registration and incorporation whether in UK or in the US, was merely resorted to superficially to obtain an illusion. The US customers would be made to believe that the business is solid, legitimate, compliant, and subject to governmental regulation and in the same manner, the UK and Australian customers. Thus, a mirage of reliability. With that kind of illusion, the writers from the other countries would have some degree of assurance that if they work for these websites, they will be paid for their services.

Like an orb spinning spider, the web is enlarged and intricately but viciously woven so that it can ensnare its preys. He is a predator and lies, deception and fraud are his predatory tactics.

Philippines.

A. Registration. The Philippines’ medium of instruction from elementary to the university level is English. The exchange rate in 2007 was PhP48.15 to 1$ http://www.exchange-rates.org/currentRates/P/USD and the Filipino trait of perseverance, resilience and patience in the face of adversities were among the few things exploited by these unscrupulous people. Mizyuk and his cohorts established a company through the assistance of a law office in the Philippines. Thus on 23 August 2007, Uniwork, Inc. was incorporated by the Philippine Securities and Exchange Commission as a foreign company “engaged in Information and Communications Technology such as but not limited to Business Process Outsourcing, website content, and web development.” FIGURE 8 is a web screen shot of a scanned copy of its Certificate of Incorporation. (See blog for the rest of the incorporation papers of Uniwork, Inc.).

The incorporators are: Yuriy Mizyuk (UKR), Kevin Dean Dockery (US), Albert Kim Ludwig N. Sumaculub (Fil.), Rodolf Armand B. Initorio (Fil.) and Ricky F. Manolong (Fil.). Mizyuk’s subscribed capital is PhP249,960 out of which 62,460 was paid up (approximately $1329 at 47PhP to 1 $). The four others only paid up about PhP10,000 each (or approximately $212. 77). The Corporation Code of the Philippines or B.P. No. 68 requires that majority of the incorporators should be residents of the Philippines and perhaps this was the reason why it was distinguished to have three Filipino incorporators out of the 5 incorporators (Section 10, Title II of the Corporation Code of the Philippines).⁵

B. Registered Office. Based on the incorporation favorite by the Philippine Securities and Exchange Commission, the registered office is at 24/F Pacific Star Building, Makati, Philippines. Uniwork, Inc. is not located thereat. FIGURES 9, 10 and 11 are posted at the blog show the Pacific Star Building and its wall directory. No sign of Uniwork, Inc. in the building. A certification to this effect is issued for evidentiary purposes. The Philippine SEC requires that notice be given in case of change in the office address. Mizyuk did it with the Companies House for the UK registered company, Universal Research Ltd. Inc. why could he not do it with the foreign corporation he incorporated in the Philippines.Presently, there are three (3) offices of Uniwork, Inc. (www dot writers.ph). For the first office address, let me use one of the public and official documents in my possession—the domain dossier of bestessaytips dot com. This domain was registered in the name of Yuriy Mizyuk of 11654 Plaza America Reston, while the network whois record is: Uniwork, Inc with address 17F Unit C Makati, Metro Manila with a come by range of: 74.127.42.0 – 74.127.42.31 . Let me now supply the lacking information: 17F Unit C Burgundy Corporate Tower at Senator Gil Puyat, Makati, Metro Manila.

There is also another office unit on the 16^th floor of the same building housing the marketing employees. These employees write PR articles, some are SEOs and those others who sight the rank and traffic for all the websites. The office unit in 17F C houses the customer service agents, the writers’ support staff and the management officers, i.e. HR, the Country Director, a few Ukrainian women staffs, and at times, Yuriy Mizyuk. The third office is located in 2/F Executive Building, Senator Gil Puyat, Makati, Metro Manila. This third office houses the office-based writers that comprise part of the local pool of writers for orders which are posted at the website writers.ph. Some local writers are also web-based. The international (web) pool of writers are those from India, Pakistan, the Philippines, etc. who take orders posted at EssayWriters dot net. All orders from SuperiorPapers, BestEssays, BestEssay dot co dot uk,, RushEssay, WiseTranslations, and other order/commercial websites are posted at EssayWriters dot net for any of the writers’ taking. Chunky disclosure requirement of existing Philippine laws mandates “all corporations applying for registration before the Philippine Securities and Exchange Commission to indicate the specific address of their principal office in their articles of incorporation” (SEC Circular No. 3, Series of 2006). In case you have not noticed there seems to be no accounting office for payroll and other accounting matters. The salaries of the ‘regular’ employees are paid through the ATMs, while the writers are paid through the usual mode of wire transfer, etc. So the next examine that comes to mind is where does the money come from if there is no accounting office in the Philippines. Where else? But certainly not in the UK, US or in Cyprus. I will take you one orb at a time.

C. Writers. The unpaid Filipino writers were left with the blogs and message forums to vent their grievances and heartaches. I wonder at times, how the few Filipino managers and staff can take in stride the exploitation of their countrymen. How it can be easily shrugged off as ‘higher management prerogative.’ Filipino history is replete of chronicles of harm, of corruption, of abuse and struggles but that notwithstanding, the Filipino spirit continues to illuminate and bedazzle–finding elixir for their economic woes from a deeply ingrained faith in God; thus, poignantly and sublimely rising above the painful strife of survival.

The Filipino employees (supervisory and up in rank) are made to sign non-disclosure agreements (NDAs) upon employment. “A non-disclosure agreement (NDA) is a legal contract between at least two parties to protect trade secrets,intellectual property, or confidential information shared by one of these parties with the other.”(WiseGeek website).

Generally call center businesses are allowed certain latitude of secrecy by not revealing their location because these businesses are mainly the support of some US or foreign companies located outside the Philippines. However, I entertain some doubts if the same latitude of confidentiality is applicable to custom essay writing businesses where production facilities or nationalities of its writers (non-support staff positions) is the very information that is sought to be held confidential. And in the same breath, lied about by these websites through its countless PR materials and propaganda machinery tactics.

Any website that falsely advertises and misrepresents the nature, characteristics, qualities or geographical origin of the its goods and services is in violation of the Lanham Act. Thus, applying that principle here, allow me to cite one from the numerous instances as to what would this amount to:“Our writers are MA or PhD holders and native English speakers. They are from America, the UK, and Canada” from the Press Release of one of the websites. What then will transpire when it is proven that the production facility is in Makati, Metro Manila, Philippines and that the writers are not from America, the UK, and Canada and not native English speakers? Moreover, the binding effect of the NDAs can no longer be invoked because otherwise, the efficacy of the confidentiality agreement would conceal the truth of a fact—a fact which is material and relevant to the issue of false advertisement and/or unfair competition. Albeit proceeding from a legal principle of the obligatory effect of contracts whereby a contract is deemed as binding between the parties thereto; the stipulations of said agreement cannot be held more superior than the provisions of the law.In the U.S., unfair competition is civil in nature where monetary damages are imposed (§ 1125, Title 15, Chapter 22, Subchapter III of the U.S. Code; Restatement of Torts) while in the Philippines, unfair competition is both criminal and civil—as a crime, it is punishable under the Revised Penal Code with imprisonment among others (Article 189, Revised Penal Code of the Philippines). This article on unfair competition is under Chapter 3 on Frauds—because it is committed with the intention of misrepresenting, defrauding and deceiving another.

Something which is all too familiar.

Finally, there is also conspiracy in unfair competition in the Philippines. In the case of Lim, Miave and Chan v. Sec. of DOJ and RTC, Br. 130 docketed as CA-G.R. SP No. 64716, the Court affirmed the DOJ Resolution “Indeed the positions and participation of respondentsx x x indicate their involvement and complicity x x x. The said respondents are responsible officers who held and occupied positions in the company tending to reveal their knowledge, acquiescence and participation in the said illegal activity”(Lim, et al. vs. Hon. Perez, et al., CA-G.R. SP No. 64716).

The Philippine Foreign Investments Act of 1991 liberalised the entry of foreign investments in the Philippines. The entire business is information technology ( IT) then it falls within a category where special legal concessions are given, for instance, taxes and investor’s visa. Yuriy Mizyuk was granted a Special Investor’s Resident Visa (SIRV) in 2008 subject to the conditions.

Updates

The domain registrations of the different websites per domain dossiers have been reassigned per ‘Net WhoIs’ picture to Uniwork, Inc.

BestEssays and SuperiorPapers have modified their respective ‘contacts’ pages to reflect a new address at 1900 Campus Commons Drive Suite 100 Reston, Va from 12020 Sunrise Valley Drive Suite 100 Reston, Virginia 20191.The address, 1900 Campus Commons Drive Suite 100 Reston, Va is another virtual office.

EssayOnTime’s domain is registered under Authentic Writers Group-John Lewis of 1930 Harrison Street Hollywood, FL 33020 US. With IP address 74.127.42.11 on 17 September 2005 and was reassigned to Uniwork, Inc. on 19 November 2008 net range: 74.127.42.0 – 74.127.42.31 per domain dossier. Its postal address is at 3400 Peachtree Road, Northeast, Suite 1200 Atlanta Georgia 30326. While its postal address section of the website, it claims to be EssayOntime LLC., at bottom at the copyright area of the website, it states EssayOnTime Incorporated–something very basic even for a law student that an incorporated cannot be LLC.
For more evidence, please go to the blog.

See you all in my next article–the ‘clincher’ of the previous articles.

Back —- Next

(Disclaimer: The trade names and trademarks of the respective companies are the property of the registered owners. The author does not claim ownership nor intends to profit out of its display. These are posted as evidence of truth corroborative and basis of the material allegations and conclusions stated in the discussion. Further note that there may be deletions, modifications and updates of the evidence aforementioned; however, the evidence mentioned in these articles are preserved digitally and have been previously forwarded to the proper authorities so that any changes made by those having control over these websites and other related evidence as afterthought can be evident).
————————————————

My gratitude to the US, UK and Philippine authorities.

¹This however, is a cumbersome procedure for a writer who had not been paid relatively smaller amounts and definitely would not be embarked on by a student-customer who had been short changed but who passed the research work as his occupy in his university.

²only as appearing on the websites because there are no documents filed in any Set or Federal department showing that these websites are owned and managed by Universal Research Inc. or Universal Research Inc. Ltd.

³like OpenAEuropeanCompany.com Ltd and ReadymadeCompaniesWorldwide.com For OpenAEuropeanCompany.com Ltd at 8 The Rutts, Bushey Heath, Hertfordshire, WD23 1LJ, UK and for ReadymadeCompaniesWorldwide.com at Castlewood Llanvair Discoed Monmouthshire NP16 6LX (all counter verified from the records of UK Companies House).
⁴ To access Companies House, go to www.companieshouse.gov.uk, search company information using the Web Check Service on the suitable side; type the name of the company for Alpha index; you will prompted to a list of companies, click on the company number for the company details. Click on ‘order information on this company’ to access company filing history.

⁵Sec. 10. Number and qualifications of incorporators. – Any number of natural persons not less than five (5) but not more than fifteen (15), all of legal age and a majority of whom are residents of the Philippines, may form a private corporation for any lawful purpose or purposes. Each of the incorporators of s stock corporation must own or be a subscriber to at least one (1) share of the capital stock of the corporation.

⁶ At times it is advisable to litigate and not have judgments in default handed down by the courts and cited as legal precedents. I am sure that in your own countries, you have such freedom to cite your winning judicial judgments as precedents.

<sup>References.
1. Office of Public Sector Information, UK
http://www.opsi.gov.uk/acts/acts2006/ukpga_20060046_en_8#pt6 Accessed 31 March 2009
2. Exiguous Firms Services, Ltd. http://www.sfsgo.com/registeredoffice.asp Accessed 31 March 2009.Registered Office Address-Registered Office Service.
3. The Companies (Registrar, Languages and Trading Disclosures) Regulations 2006 and The Companies (Trading Disclosures) Regulation 2008.
4. UK Companies Act 2006</sup>
5. UK Fraud Act 2006
<sup>http://www.opsi.gov.uk/acts/acts2006/en/ukpgaen_20060035_en_1
Accessed 31 March 2009
6. UK Home Office website. http://www.homeoffice.gov.uk/crime-victims/reducing-crime/fraud/
Accessed 31 March 2009.
7. Corporation Code of the Philippines, B.P. 68
8. Revised Penal Code of the Philippines
9. U.S. Code
10. US Restatement of Torts
11. SEC Circular No. 3, Series of 2006 Accessed on 30 March 2009
http://www.sec.gov.ph/circulars/cy,2006/sec-memo-3,s2006.pdf
12. Philippine Foreign Investments Act of 1990</sup>

Related Posts

• No Related Posts.

How does one get out of debt when they have a lot of debts that retain piling up each month? The first thing I would instruct you is to communicate with your debtor. Don’t blow them off, because they aren’t going to go away.

I am working on the smaller debts first to glean them out of the way. One of my bills is over $3,000; it is a hospital bill. That is the largest bill I have. You might mediate this is the bill I would attack first, because it is the biggest? No, I am paying them a set amount each month that I decided on. I am paying larger amounts to the smaller debts that I have to get them out of the way to free up that money to be applied to the next smallest debt. I pay the bigger debt enough to stay out of collection.

I contacted the billing department of the hospital and told them my state. I explained that I was taking care of a few smaller bills to free up that money I could pay them. I asked to work a small payment plan until I freed up the money to pay more. The person on the other end said they could not accept less than $50 a month. I said, I’m sorry, but I don’t have $50 to send you each month. The person on the other end tried to strong arm me and say they would have to put the bill into collection, and I said I knew better than that. I would just send them a predetermined amount each month that I can fit in my budget. I am sending them $20 a month, while I send $50 a month to two other creditors. Now, this $20 a month to this creditor is really me just treading water until I can get the smaller bills paid off.

My advice to anyone that wants to derive out of debt is to:

1. Don’t effect any new debt

2. Don’t live above your means

3. Cook in, rather than eating out

4. Pay your bills on time, and don’t make new bills that aren’t necessary.

5. Every payday do money aside for emergencies, so that you won’t be tempted to exhaust a credit card. While you are trying to get out of debt don’t use your credit card at all. Even if you save only $20 a month that will add up over time, and if an emergency should arise, you can then use the money you saved.

6. Prioritize your debt from the least amount to the highest amount. Decide how remarkable you are going to put on each of the debts and stick to your plan. You must be proactive in attacking your debt head on. When the lowest debt is paid off, use the money that was going to the lowest debt and apply it to the next highest debt.

7. Change your spending habits. Look at what you consume each week. If you buy a lunch every day at work, you might contemplate taking your lunch at least part of the time. If you throw money away on lottery tickets, or other nonessential activities, products or habits, consider stopping and applying that money onto your debt.

I implemented number 7 in my own attack on debt. I recently canceled my cell phone sage. It was month to month, because my contract had expired a couple of years ago. It didn’t make sense that I was paying $60 a month for a cell phone when I had a land line phone at home. I do have a cell phone that I share minutes with my family at no charge to me. I don’t exercise it except to contact my family using the mobile to mobile feature, which is free. Now I am able to apply the money I spent on my cell phone to the debt that I am paying off.

I changed how I buy groceries to save money. Instead of buying a lot of boxed items and convenience foods, I go more for cooking from scratch. I have saved more than $100 this month. It normally costs somewhere around $400 a month to buy for my family. This not only includes food, but also non-food items such as laundry soap, dish soap, deodorant and so forth.

If you are drowning in debt, make an assessment of what you can change. There is no need to just throw up your hands and give up. You must have a plan and stick to it. You know how you check a tire to see if you have any air leaks? Well check your spending habits, and bill paying habits. Find out where the leaks are and stop them before you lose everything you have worked so hard for.

Related Posts

• Accept Credit Cards Using a Mobile Credit Card Terminal – Accept Credit Cards Mobile (0)

The producers wait on from having exposure and may split the revenues with you. Your sports team benefits by raising funds for uniforms, trips and other necessary items. The only costs involved may be marketing materials such as posters and signs. Order forms may also be another cost associated with this fundraising idea. Since the videos will be provided for free, you will make more money than you employ.

Hold a Dance-off
A dancing competition or party is a great way to raise funds for your sports team. This can be done in a variety of ways. You can hold a dance competition and charge contestants to enter and make money from admission as well. The winner of the competition can be given a prize. This prize can be in monetary form or other gifts.

You can appoint three judges to score each contestant or decide the winner by audience applause. Another way to make money with this creative fundraising conception is to hold a dance party where the last person still on the dance floor at the end of four hours wins a prize. Individuals and couples can be charged to participate or given the option to donate their own desired amount to your sports team. The costs associated with this fundraising idea include food, music and decorations. If you do not have a location that can be ancient for the event, this may be another cost as well.

Sell Calendars
Many sports teams accumulate lots of pictures. These items can be used as a creative way to raise money for your sports team. You can collect the best photos of your team and assemble them into a 12-month calendar. Each photo does not have to contain all members of the team. You can have random selections of the complete sports team and other action shots of key players. Calendars can be made at a local printing shop or through online merchant services like Cafepress. While it may be costly to print calendars, there is usually a discount for large printing orders. You can make this money back and profit by doubling the printing price for each calendar.

Sell Books
This is another creative design to raise money for your sports team. Selling books can be done much like the videos mentioned earlier in this article. You can contact local authors and sell their books for profit. It may be easier to sell both children’s books and adult novels. Children’s books are usually easier to sell and people tend to occupy numerous copies of these items. However, adding books for adults can increase the profit for your sports team.

Related Posts

• Automate Your Online Business Through the Usage of Payment Processors – Online Merchant Services (0)
• Where to Earn Money Online – Online Credit Card Processing Reviews (0)
• Make Money Selling Old College Textbooks Online – Merchant Services (0)
• How to Shop for Your First HDTV – Merchant Service Provider Reviews (0)

Yes, you can fabricate money to pay for college, junk food, that new iphone you want so badly. Go to class to learn the material, derive money doing it and get good grades along the way. What a great deal!

Listed below are 3 sites that offer money or rewards for uploading notes to the website. You can settle which is the best website to start using for the upcoming fall 2008 semester and uploading past notes. Don’t upload to sites that offer nothing in-return like websites like coursehero.com.

Determine a website and watch the rewards and money come in as fast as you waste money on food, books, and girls.

Share Notes
sharenotes.com

Members that upload notes can either give a uploaded note for free or set a mark to charge or the sign. The student get 100% of the profit made from the notes when students buy the note. The student can then use Google Checkout or PayPal to get the money made from the notes to use to make online purchases.
Members can also win a 16 GB ipod touch based on the following criteria with no strings attached:
-250th, 500th, 1000th, 1500th, and 2500th Registered Member with Uploaded Notes
and
-The Member Who Uploads the 500th, 1000th, 1500th 2000th, and 2500th Note. (Countdown to the nth Note is Available on the Site)

I Slept Through Class
isleptthroughclass.com

Members that upload only lecture notes can receive money in the form of gift cards to use to make purchases. For every 10 current lecture notes uploaded on the site, the member has the option of receiving 10 dollar gift certificate to amazon.com, donate the money to Red Improper, or get a isleptthroughclass.com t-shirt. The features on the site continued to improve as recent features appear on the site. The site will be offering a wider selection of gift cards like Target, Nike, Victoria’s Secret, Dicks. Also members have access to other’s members notes on the website for free.

The site also offers incentive for organizations both big and small to join isleptthroughclass.com to get donations to the organization based on the percentage of members that signup and the number of notes posted by members in organization.

Grade Guru
Gradeguru.com

Members of GradeGuru have a wide selection of money, prizes, and rewards to choose from based on the number of students using your notes and the ratings that your notes receive from the students. The algorithm created by GradeGuru calculates the points that one receives.

The scream that GradeGuru is looking for is:

~Notes from Lectures
~Formulas Sheet and Review Sheets for Exams
~Notes and Exercises to Prepare/Practice for Exam
~Notes from Textbooks and Readings
~Diagrams and Flash Cards
~Solutions to Past Exams

When the points initiate to rack up, members can use the points to get rewards (in order of increasing points needed to redeem reward):

~$5 PayPal Credit
~$10 Play.com Gift Certificate or Amnesty International Donation or Starbucks Card
~$20 Red Envelope Gift Certificate
~$100 XperienceDays Voucher
~Nascar Champion Ride – XperienceDays Experience
~Elizabeth Arden Signature Facial
~Elizabeth Arden Signature Massage
~Elizabeth arden Mens Club Package
~Hot Air Ballooning For Two

Related Posts

• How to Shop Safely Online While Saving Time and a Ton of Money! – Google Checkout Ratings (0)

1. Travel Arrangements. The VA can research flight options for your upcoming speaking events as well as handle your hotel and car arrangements. While you are out of town, the VA can monitor your email and voicemail and most importantly delete all those SPAM messages that are clogging your inbox. Upon your return, all your telephone messages can be typed up and any important email messages noted. One other thing, the VA can ensure that your letter of agreement is sent to the new client upon initial contact of engagement and returned prior to your speaking engagement.

2. Update Website. The VA can update your website with your modern event schedule as well as update your product page with any recent products being offered or articles written.

3. eNewsletter. If you have been thinking about sending out a monthly eNewsletter, the VA can set up your template in your email marketing program such as Constant Contact or Vertical Response. Your client database can be converted and uploaded to the email service provider you will use. You then provide the VA with the copy and the VA will draft, edit and proof before sending the final draft for your approval. Once finalized, the VA can set up the launch date and then provide you with bounce, opt-out and click through reports.

4. Fulfill Product Orders. Your new book is fair about ready to launch and you have a few DVD products that will be launching in the next few months. You wonder how you are going to be able to handle the processing and shipping of these orders when you seem to be on the road more than in your home office. Well worry no more, your VA can process the credit card payments, prepare the invoice, prepare the product and ship as well as add the new contact to your master database for future announcements. A VA can also get you set up in 1Shopping Cart.

5. Bookkeeping Services. A VA can assist you with your monthly invoicing using QuickBooks or preparing manual invoices.

The VA can also assist the professional speaker with monthly bank reconciliations and preparing monthly Profit & Loss and Balance Sheet financial reports. It is vital for you as a business owner to review your financial reports each month. This will allow you to see which services are profitable for you.

6. BONUS TASK: Database Management. When you return from your seminars with the list of seminar attendee’s who asked to be added to your mailing list – do they sit in a pile until you have time two months from now? Upon your return, you can fax the list to your VA who can update your database file and eNewsletter subscriber list. Also those business cards you have collected over the years, they can be scanned and then imported into your database file as well as into your eNewsletter program for future mailings.

If you are working on your CSP designation with The National Speakers Association, the VA can maintain a spreadsheet listing all the details of your speaking engagements for submission to the National Speakers Association.

It is important to communicate to the VA what tasks you really feel overwhelmed with or perhaps just don’t like to do. The VA will work with you in finding ways to easily transition those tasks. The next stage will be the letting go, which is hard for all small business owners – this is your business, you have been doing most or all of these tasks yourself. You have found the perfect VA to work with so just initiate off with smaller tasks and once you start seeing the succor and the extra time you now have, those other tasks will be much easier to let go.

Related Posts

• Guide to Purchasing a POS System – Quickbooks Credit Card Processing (0)
• Automate Your Online Business Through the Usage of Payment Processors – Online Merchant Services (0)
• 4 Creative Ways to Raise Money for Your Sports Team – Online Merchant Services (0)

Purchase domain names. If you are just starting out and do not have Internet “actual estate” to sell, you will have to build a domain portfolio. This means that you will need to contemplate up and purchase unique domains that have resale value. Domains that have resale value are those that new businesses and individuals will want to buy. However, vivid which websites will be in demand is difficult because you are not a fortune teller and cannot predict what someone will want to name their business, blog or personal website. A good rule of thumb is to create short, catchy domain names that include a particular business category or general topic of interest such as “car sales,” “fashion,” “pets” and “consulting.” You can check for available domains and make purchases through domain sales sites such as Godaddy.com

Park your domain or develop it for resale. Once you purchase a domain name, you have two choices regarding how you will market your domain addresses. You can park the site and place a “for sale” sign on it so that people searching for your domain will know that it is available for rob. To park and sell your site, you will go into your domain account with your domain provider and select the option to “park and sell.” If you want to increase the value of your plot over time, you can develop the site by creating an e-commerce business or blog to bring traffic to the site. Once you are ready to sell the site, it will be worth more because it has built-in traffic.The downside to this option is that it may win a year or more to develop the site to the point where it is achieving a consistent source of traffic.

Advertise your site and network with potential buyers. There are websites such as Sedo.com that act as domain real estate listings. These sites will also assist in facilitating the sale of your domain once a buyer is found. To utilize this type of service, you would impress up for an sage and post your available domains. You can either set a flat rate or create an auction for the sale of your domain. The downside to using such services is that the site will take a commission or a percentage of the sale price, which, in turn, diminishes your profit margin on the sale.

You can elect to facilitate sales on your own by reaching out to potential buyers. To do this, you will need to communicate with new and existing businesses and advertise your domain offerings. If you find a buyer using this method, you will need to create a sales contract and determine how your buyer will pay you. Private payments can be made through PayPal, by credit card (if you have a merchant account) or by check.

Related Posts

• No Related Posts.

Employed in the education field, money is far from abundant, so I believe that every little extra is appreciated, although I spent a long time, excuse me, wasted a long time, seeking the golden internet cash cow! View the current economic conditions and the surge in popularity of supposed “money earning” sites, I notion I would assume this opportunity to section some of my discoveries and my celebrated sites that ACTUALLY pay!

BEFORE ANYTHING…

The most important factor in subscribing to an internet earner is the beloved PayPal account. I have found very few sites that do not exercise PayPal as a source of payment. Creation of an account is extremely simple and involves nothing more than an email address and a bank account. To receive – or exchange – monies via Paypal, you are required to verify a bank account which is a fairly simple process. Enter your bank account details as requested and within 2 to 3 business days two very small deposits will be made INTO your bank account on file. Return to PayPal and enter both the amounts exactly (usually totaling about 19 cents or so) and hey presto! You are now verified and can accept payments. There are few fees – if any – involved with PayPal, other than a fee if your incoming payment is made via credit card. So far, I have only had one payment made this way and was charged $7 on a $124 deposit. All subsequent payments have been received at no cost to me and with no annual fees. Now, a merchant/business account is slightly different and will include specific fees per transaction, but for you and I, an individual account is all we need.
Once your payment is posted on PayPal, you may request a withdrawal to your bank account – at no charge, and taking 3-4 business days depending on your banks electronic transfer policies, or you may opt for payment via a check, which costs $1.50 and takes as long as the mail allows…

TO THE SITES

Survey Sites

Scrutinize Sites entice you with $5 and up sign on bonuses and nice payouts ranging from $1-$25 per survey completed, however, when first joining, you will be offered a plethora of surveys and may quickly earn $15 – beware, as the minimum payout is usually $25 and qualifying for surveys tend to find you answering about 15 minutes of questions only to discover you didn’t fit the demographic they were seeking – scam?
Years ago, survey sites were a prolific money earning opportunity, and I was a member – at one point – of over 50, earning on average $250 per month. However, as with all easy money opportunities, cheaters enter the scene and waste the site. Members with multiple accounts were earning so considerable that the sites could no longer support their guarantees and therefore, tighter guidelines, lower payments and higher payout limits drove all the respectable members away.I no longer participate in Survey sites….

Discussion Sites

An increasingly popular site is MyLot.com where members are paid to post discussion topics and post/answer questions. Anywhere you gape online, members are bragging about the wonders of this site – I beg to differ in my personal opinion. It is free to join and very simple to navigate. Its payment schedule has altered somewhat recently and now appears to offer rewards for content that is read in volume. An example of my experience there is as follows: I rated and responded to over 100 posts. I posted about 15 discussion topics. I received 2 answers, 1 friend request and a grand total of 75 cents - after 2 months! As a social networking site, this may be acceptable, but as an earner – skip it!

These sites in general are more helpful should one have questions or topics they would like to share – not for making money.

Reviewing Sites

Review web sites are by far the most popular and lucrative sites when it comes to earning, and receiving payments. Several have popped up within the last year and I can personally offer one that, I feel, is tremendous, and one that was but is no more!

Ciao is a astonishing site where one is paid to write product reviews and discussion topics. Contests are offered on both a weekly and monthly basis – Topic of The Month and Product of The Week – with 3 positions cashing out. A titanic selection of unreviewed products are available with a triple payment bonus should you be the first to review said item. In addition to an initial payment, you receive an amount between 0.01 and 0.03 for each person who rates your writings. It does not sound like worthy, but, having been a member since December, I am consistently cashing out on average $30 per month. At first, you will probably earn a little less than this, but the tip is to rate other members, leave a comment for them (thus building “community points”) and place yourself as a contributing member. Write a few articles but inquire of that you have to earn the trust of many members. Slowly but surely, your friend list will grow along with a great support system of raters. Remember, you can’t lose by rating someone else – you collect points, they gain money and in return rate you aid, now YOU fetch money. With a $5 minimum payout this is a site I HIGHLY recommend!

Epinions also offers the same basic features as Ciao, but I win that their payment system is a runt complex and is based on payment per x amount of reads. They accept previously published content, therefore I joined and posted several of my non-exclusive articles but to date have received a couple of hundred reviews but appear to have made no money! My final verdict has not been given on this site yet.

Compared By Uswas an excellent money maker when first established. Again, paid to review, this site offered $1.00 for each review written ($2.00 if you were the first to write the review) and a referral program that offered a one time payment of $1.50 for each new member you referred plus a percentage of their earnings for the first 6 months or so. My first month at CBU was extremely lucrative – in fact I abandoned Ciao to focus on writing here, earning $124 in my first month. Sadly, cheats, plagiarizers and the likes wiped this site out causing many issues with payments and rule changes. Money can still be made here, however it involves a lot of patience and quite a bit of work. $1.00 is paid to automatically per review, no more first review bonus, but only if you are one of the first 9 to write the review on the product. In addition, the payment has been chop to 0.25 for all reviews written on books, movies, CD’s! This is an attempt to prevent paying for 300 reviews on the same product. Sadly, this has created an environment where shoddy writers are rushing a review and eliminating the payment opportunity for talented reviewers. An editorial team reads each and every review prior to processing payments, but this does not eliminate the fact that we are unable to come by money on these reviews that month. A minimum amount of $20 has to be earned before requesting payment, and an editorial review has to be requested before even that. I requested a review of my 11 articles in January and did not receive my approval notice until March! This is a site that I check in on every now and then, and do hope that it will improve once all the glitches have been removed….. Worth a look, if you are patient.

In closing, I must warn you that online “paid to…: sites will not provide you with the ideal work at home opportunity, so don’t give up your day job. Having said that, if you look closely and carefully, you may find one or two that can treat you to dinner once a month!

Related Posts

• How to Shop for Your First HDTV – Merchant Service Provider Reviews (0)
• 4 Creative Ways to Raise Money for Your Sports Team – Online Merchant Services (0)

Non-Negotiable Pricing
Merchant account providers incur accurate costs when processing credit cards. These processing costs are passed down to the merchant account provider from card associations and acquirers. These fees are non-negotiable and are the cost of accepting credit cards. Non-negotiable fees include interchange fees, card heed fees, and risk-related fees.

Interchange fees are the largest contributor to processing fees and are area by the issuing banks. This fee equals the amount paid by the merchant bank to the issuing bank of the customer’s credit card. Interchange fees are public information and can be found on Visa and MasterCard’s websites.

Card brand dues/assessments and acquirer risk fees are also examples of non-negotiable fees that your merchant account provider cannot control. These fees and assessments are charged directly by the card brands and acquirers’ and are passed down the credit card processing chain. Interchange, card effect, and acquirer fees are simply the wholesale cost of accepting credit cards.

The rate that a merchant pays to process credit cards is called the merchant discount rate. As you have just read, many of the fees included in the merchant discount rate are non-negotiable but there is some negotiating power in the merchant provider fees and pricing above the wholesale cost.

Negotiable Pricing
In order to effectively compare merchant provider costs you must choose a merchant account pricing structure that has determined pricing. Pricing models such as “flat-rate” or “interchange plus” has the easiest pricing structure allowing you to compare merchant record provider pricing more accurately. Tiered pricing and enhanced recover reduced merchant accounts are less transparent and are harder to compare apples for apples. Decide the best pricing model for your business and obtain several quotes from trusted merchant account providers.

When negotiating with your prospected merchant account provider look at additional fees such as statement, annual, PCI compliance, cancellation, and transaction fees. You may be able to have these fees waived or lowered. For example, many merchant legend providers will waive their statement fee if you sign-up for online statements.

Equipment
Be careful when signing up with a merchant story provider for free credit card terminals or other POS equipment. The trade-off is likely a long-term contract with hefty termination fees. It may be better to buy your POS equipment at a discount reduce the amount of time you are locked in with a merchant account provider.

Equipment leases are another area where merchants should be wary. Credit card terminal leases are quite unpopular with merchants and for kindly reason. Many processors were marking up the equipment by up to 1000% on POS equipment leases leaving merchants feeling locked-in and taken advantage of. If at all possible purchase your equipment at a discount from a trusted merchant account provider.

Funding
Ask potential merchant service providers how long it will recall for credit card sale funds to be deposited into your business account. Some merchant account providers can take weeks, while others have your funds available to you next day. Having your credit card funds on deposit with 24 hours may be more important to your business than the lowest rate.

Customer Service
Customer service may not be important to your business when operations are running smoothly, but it can become extremely important in a blink of any eye. Complications and issues are going to arise. Ensure that your merchant account provider offers exemplary customer service 24 hours a day/ 7 days a week. Smaller merchant account providers who provide personalized service may be more desirable than the largest merchant account provider.

Trust
Business owners should trust that their merchant account provider is providing them with the best possible merchant account for them. All rates and fees should be fully disclosed to you prior to signing any paperwork. You should never feel like you are being rushed or that your questions are not welcomed. A merchant account provider who has earned the trust of clients will have referrals and an excellent track record. Ask friends or business colleagues for recommendations. Look for merchant account providers who provide go a step above the rest, providing valuable information and resources.

Accepting credit cards the Olympic way and wining the “golden” merchant account takes knowing what account type is right for your business and obtaining quotes from several merchant account providers using transparent pricing structures. Negotiating lower rates and fees can only be achieved on the merchant account provider mark-up (or the amount above the wholesale rate). Negotiate to have other fees reduced or waived, if possible.
Look for fast funding of your credit card sale money and 24/7-customer service. Stay away from expensive equipment leases and free equipment with long-term contracts and heavy termination fees. Most importantly the key to winning a gold merchant account will come from training with a trusted merchant account provider.

Related Posts

• How to Shop for Your First HDTV – Merchant Service Provider Reviews (0)